Tips to protect home, yourselves during storm

From the National Flood Insurance Program come these important tips as we move into fall and eventually winter. Flooding has been at its all-time worst.

To comment: larry@larrylitwin.com

Flooding safety tips:

Safeguard your possessions. Create a personal flood file holding information about all your possessions and keep it in a secure place, such as a safe deposit box or waterproof container. The file should have:

A copy of your insurance policies with your agent’s contact data.

Conduct a household inventory: For insurance purposes, be sure to keep a written and visual (i.e., videotaped or photographed) record of all major household items and valuables. Create files that include serial numbers and store receipts for major appliances and electronics. Have jewelry and artwork appraised. For more information visit www.knowyour stuff.org.

Copies of all other critical documents, including finance records or receipts of major purchases.

Prepare your house.

Make sure your sump pump is working and install a battery-operated backup, in case of a power failure. Installing a water alarm will also let you know if water is accumulating in your basement.

Clear debris from gutters and downspouts.

Anchor any fuel tanks.

Raise your electrical components (switches, sockets, circuit breakers, and wiring) at least 12 inches above your home’s projected flood elevation.

Place the furnace, water heater, washer, and dryer on cement blocks at least 12 inches above the projected flood elevation.

Move furniture, valuables, and important documents to a safe place.

Develop a family emergency plan.

Create a safety kit with drinking water, canned food, first aid, blankets, a radio and a flashlight.

Post emergency telephone numbers by the phone and teach your children how to dial 911.

Plan and practice a flood evacuation route with your family. Know safe routes from home, work, and school that are on higher ground.

Ask an out-of-state relative or friend to be your emergency family contact.

Have a plan to protect your pets.

To comment: larry@larrylitwin.com