Personal Finance — Some tips to help

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(From USA Today on Sunday, June 25, 2017)

From Robert Powell who suggests, “If you have to go it alone, use these tips to help you get started.” (See USA Today for full article.)

  • Knowledge is power
  • Build a budget
  • Set goals
  • Save as much as you can, as early as you can
  • Maximize the benefits you already have
  • Work with an adviser
  • (Powell is editor of Retirement Weekly and contributes regularly to USA Today.)

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6 Tips to help you get promoted

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From:

Dale Carnegie Training Newsletter

By Anita Zinsmeister, President
Dale Carnegie® Training of Central & Southern New Jersey 

  • Word count for this issue: 589
  • Approximate time to read: 2.4 minutes @ 250 words per minute  16 Mistakes Employees Make When Trying To Get A Promotion.          
  • Executive Summary:  Transitioning into a management position is never a simple process; however, the right approach will make a move more likely.  Educate yourself on what makes an effective leader by studying the habits of leaders you respect or enrolling in management training.  Fuse theoretical knowledge with applied skills by taking the initiative to demonstrate that you have the capacity to adequately fill a management position. 
  • 6.  Ask The Right Questions – Thinking like a manager means asking questions like a manager.  Focus on the aspects related to improving processes.  Asking questions designed to improve cost management, accomplishing tasks more efficiently, and meeting clients’ needs more effectively will demonstrate that you are serious about taking initiative.  To truly reinforce to others your desire to be a leader, have solutions to your proposed questions in mind.
  • 5.  Take The Initiative – The very best managers are the ones that are proactive.  These people don’t wait for things to come to them; instead, they take charge.  Come time for your quarterly or yearly review, ask your supervisor what steps you need to take to obtain a position in management.  Be sure to keep an eye on job postings at your company and recently vacant positions so that you may be in a position to seize upcoming opportunities.
  • 4.  Communicate Effectively – The cornerstone of being an effective professional at any level is the ability to communicate effectively. Understanding how others will interpret and react to issues that come up is a fundamental component that strong managers should always be aware of.  You must be able to communicate, respect, encourage and establish rapport with others to demonstrate that you have the capacity for leadership.
  • 3.  Do Your Job And Do It Well – If you are looking for a promotion at your current place of employment, you will want to excel in your current position. This, however, does not mean that you need to be the best at what you do (in fact, often, top performers are not always the best leaders).  Instead, focus on the leadership qualities of your job and ensure that you are a premier team player.
  • 2.  Enroll In Leadership Training Programs – Either as a supplement to or in conjunction with observing the habits of effective leaders, consider taking a course in leadership training.  A quick look through a search engine will turn up a wealth of results.  Be sure to perform your due diligence and ensure that the training you look into is highly rated.   
  • 1.  Study The Habits Of Quality Leaders – Truly, the best method for gaining an understanding of what people in management positions do is to observe people in those positions.  Study the techniques and habits of the managers whom you find effective.  Focus on how they interact with employees and how they encourage professional growth.
  • 6 Tips For Landing Your Next Promotion:
  •  
  • Click Here To Read Forbes’ Article

  • A promotion to management can signal a major milestone in any career.  While this is no simple task, there are a number of steps you can take to put yourself in a position to achieve this goal.  We have gathered six time-tested tips that can help you achieve the success you desire.

 

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Positive trend for small businesses

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(From USA Today and 2017 American Express OPEN Small Business Monitor survey of 700 USA small-business owners. Credit Jae Yang and Paul Trap, USA Today.)

Forty-five (45) percent of small -business owners are worried about their ability to save for retirement , down from 53 percent last year.

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