[To comment: larry@larrylitwin.com] (From USA Today and 2017 American Express OPEN Small Business Monitor survey of 700 USA small-business owners. Credit Jae Yang and Paul Trap, USA Today.) Forty-five (45) percent of small -business owners are worried about their ability to save for retirement , down from 53 percent last year. [To comment: larry@larrylitwin.com]   […]